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Meet the X-Pass

Meet the X-Pass

Join the waitlist to claim your X-Pass exclusive early access to the new way investors bank and borrow.

Join the waitlist to claim your X-Pass exclusive early access to the new way investors bank and borrow.

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180+ People Joined already

Limited to the first 500 X-Pass members.

Your X-Pass Unlocks

Early Access to the Full Platform

Gain full access to accounts, financing, and card-control tools before our public launch—start using every feature right away.

1-on-1 Founder Sessions

Join personal 1-on-1 calls with our team to share your banking and lending needs so we can tailor features that work best for you.

Reduced Points on Funding

Enjoy a special reduction in loan points and fees as a waitlist member—saving you money on every deal you fund early on.

Get in contact

Get in contact

Contact

Phone

(855) 505-9626

Assistance hours:

Monday - Friday 7am to 8pm EST

Email

hello@xoancapital.com

Assistance hours:

Monday - Friday 7am to 8pm EST

Be the First to Know When We Launch

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Address:

885 Tahoe Blvd #54

Incline Village, NV 89451

Contact:

hello@xoancapital.com

(855) 508-9626

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Copyright © 2025 xoancapital.com. All rights reserved.


This is not a commitment to lend. All offers of credit are subject to approval.

Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

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Total yield includes base APY and any promotional returns, subject to the total balance across Xoan High-Yield Accounts and Debt Yield Fund. APY is the annual percentage yield and is effective as of 07/17/25. Promotional returns, if applicable, are effective as of 07/17/25 and provided by Xoan Technologies, Inc. APY and promotional returns are variable and only earned on funds held in yield-bearing accounts. Earnings are calculated monthly and automatically reinvested. See current rates and disclosures [here].Xoan Technologies, Inc. | 123 Xoan Blvd, Suite 100 | San Francisco, CA 94105Xoan is a financial technology company, not a bank. Banking services are provided by [Partner Bank Name], Member FDIC. The Xoan business account includes high-yield savings, cash management tools, and debit cards issued by [Partner Bank Name] pursuant to licenses from Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.Funds held in Xoan High-Yield Accounts are FDIC insured up to the standard limits through our partner banks. Funds in the Xoan Debt Yield Fund are not FDIC insured, are subject to investment risks, and may lose value. Past performance does not guarantee future results. This is not an offer or solicitation to buy or sell securities. Xoan Technologies, Inc. does not provide legal, tax, or investment advice.All loans and credit products are subject to approval, including underwriting, credit, and collateral requirements, as well as availability. Nothing herein should be construed as a commitment to lend.Some Xoan products may have associated fees. See pricing details [here].