Leverage that
unlocks freedom.
Xoan is the private lending platform built for real estate entrepreneurs who seek more than capital—who seek control, legacy, and freedom.
Loan Types
Loans designed for
the way you invest.
Fix and Flip Loans
Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.
Bridge Loans
Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.
Rental Loans
Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.
Rental Portfolio Loans
Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.
New Construction Loans
Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.
Loan Types
Loans designed for
the way you invest.
Fix and Flip Loans
Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.
Bridge Loans
Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.
Rental Loans
Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.
Rental Portfolio Loans
Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.
New Construction Loans
Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.
Loan Types
Loans designed for
the way you invest.
Fix and Flip Loans
Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.
Bridge Loans
Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.
Rental Loans
Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.
Rental Portfolio Loans
Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.
New Construction Loans
Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.
Loan Types
Loans designed for
the way you invest.
Fix and Flip Loans
Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.
Bridge Loans
Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.
Rental Loans
Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.
Rental Portfolio Loans
Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.
New Construction Loans
Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.
Property Types
Versatile funding
across all asset classes.
Single Family (1–4 Units)
Versatile financing for flippers and landlords. Ideal for fix & flip or long-term rental strategies. Xoan offers fast, flexible funding for single-family homes, condos, and small multifamily (up to 4 units).
Multifamily (5+ Units)
Finance value-add or stabilized multifamily properties with high leverage and streamlined closings. Perfect for experienced investors building long-term equity.
Mixed-Use
Fund properties with both residential and commercial components. Xoan supports mixed-use assets with flexible terms and creative structures.
Commercial
From office to retail to light industrial—Xoan offers custom financing for stabilized or repositioning commercial assets across major markets.
Property Types
Versatile funding
across all asset classes.
Single Family (1–4 Units)
Versatile financing for flippers and landlords. Ideal for fix & flip or long-term rental strategies. Xoan offers fast, flexible funding for single-family homes, condos, and small multifamily (up to 4 units).
Multifamily (5+ Units)
Finance value-add or stabilized multifamily properties with high leverage and streamlined closings. Perfect for experienced investors building long-term equity.
Mixed-Use
Fund properties with both residential and commercial components. Xoan supports mixed-use assets with flexible terms and creative structures.
Commercial
From office to retail to light industrial—Xoan offers custom financing for stabilized or repositioning commercial assets across major markets.
Property Types
Versatile funding
across all asset classes.
Single Family (1–4 Units)
Versatile financing for flippers and landlords. Ideal for fix & flip or long-term rental strategies. Xoan offers fast, flexible funding for single-family homes, condos, and small multifamily (up to 4 units).
Multifamily (5+ Units)
Finance value-add or stabilized multifamily properties with high leverage and streamlined closings. Perfect for experienced investors building long-term equity.
Mixed-Use
Fund properties with both residential and commercial components. Xoan supports mixed-use assets with flexible terms and creative structures.
Commercial
From office to retail to light industrial—Xoan offers custom financing for stabilized or repositioning commercial assets across major markets.
Property Types
Versatile funding
across all asset classes.
Single Family (1–4 Units)
Versatile financing for flippers and landlords. Ideal for fix & flip or long-term rental strategies. Xoan offers fast, flexible funding for single-family homes, condos, and small multifamily (up to 4 units).
Multifamily (5+ Units)
Finance value-add or stabilized multifamily properties with high leverage and streamlined closings. Perfect for experienced investors building long-term equity.
Mixed-Use
Fund properties with both residential and commercial components. Xoan supports mixed-use assets with flexible terms and creative structures.
Commercial
From office to retail to light industrial—Xoan offers custom financing for stabilized or repositioning commercial assets across major markets.
Why Xoan
Why Xoan
Why Xoan
The smartest capital in real
estate—under one roof.
We’ve unified the top financial institutions in the country into one powerful platform, giving you unmatched access to the best rates, terms, and speed in the market.
We’ve unified the top financial institutions in the country into one powerful platform, giving you unmatched access to the best rates, terms, and speed in the market.
Build your future
on your terms.
Apply in minutes. Get funded in days.
Apply in minutes. Get funded in days.
Our Mission
Our Mission
Our Mission
To render all real estate entrepreneurs on Earth financially free.
To render all real estate entrepreneurs on Earth financially free.
To render all real estate entrepreneurs on Earth financially free.
Your Questions—
Answered.
What is hard money and how does it help real estate investors?
Why do real estate investors use hard money loans?
What are your minimum and maximum loan amounts?
What credit score do I need to qualify?
Who can apply for a loan with Xoan Capital?
What types of loans does Xoan offer?
What types of properties does Xoan offer financing for?
What loan terms and leverage does Xoan offer for fix-and-flip projects?
What loan terms and leverage does Xoan offer on rental DSCR loans?
How quickly can you close?
Will I qualify for a Xoan loan?
Can I get pre-approved?
What is hard money and how does it help real estate investors?
Why do real estate investors use hard money loans?
What are your minimum and maximum loan amounts?
What credit score do I need to qualify?
Who can apply for a loan with Xoan Capital?
What types of loans does Xoan offer?
What types of properties does Xoan offer financing for?
What loan terms and leverage does Xoan offer for fix-and-flip projects?
What loan terms and leverage does Xoan offer on rental DSCR loans?
How quickly can you close?
Will I qualify for a Xoan loan?
Can I get pre-approved?
What is hard money and how does it help real estate investors?
Why do real estate investors use hard money loans?
What are your minimum and maximum loan amounts?
What credit score do I need to qualify?
Who can apply for a loan with Xoan Capital?
What types of loans does Xoan offer?
What types of properties does Xoan offer financing for?
What loan terms and leverage does Xoan offer for fix-and-flip projects?
What loan terms and leverage does Xoan offer on rental DSCR loans?
How quickly can you close?
Will I qualify for a Xoan loan?
Can I get pre-approved?
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.
© 2025 Xoan Inc. All Rights Reserved.
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.
© 2025 Xoan Inc. All Rights Reserved.
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.
© 2025 Xoan Inc. All Rights Reserved.