Sebastian Muenda

Sebastian Muenda

Sebastian Muenda

Your Trusted Partner in Real Estate Success

Your Trusted Partner in Real Estate Success

Your Trusted Partner in Real Estate Success

At Xoan Capital, Sebastian blends his passion for financial empowerment with a client-first philosophy rooted in empathy, overdelivering, and unwavering commitment. He believes that clear communication and affordable financing solutions are the foundation for helping individuals and families achieve true financial freedom. Sebastian cares deeply about people growing their wealth, not just for the sake of money, but to create a life filled with more time, joy, and connection with loved ones.

Beyond finance, Sebastian lives a holistic lifestyle focused on health, wellness, and personal growth. He approaches his work the same way he approaches life—with balance, integrity, and a dedication to continuous improvement. Whether guiding clients toward smarter investments or exploring new paths in fitness, nutrition, and mindfulness, Sebastian is driven by a single mission: to help others build a life of abundance, vitality, and meaning.

(510) 323-3853

sebastian@xoancapital.com

Loan Types

Loans designed for

the way you invest.

Fix and Flip Loans

Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.

Bridge Loans

Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.

Rental Loans

Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.

Rental Portfolio Loans

Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.

New Construction Loans

Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.

Loan Types

Loans designed for

the way you invest.

Fix and Flip Loans

Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.

Bridge Loans

Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.

Rental Loans

Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.

Rental Portfolio Loans

Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.

New Construction Loans

Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.

Loan Types

Loans designed for

the way you invest.

Fix and Flip Loans

Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.

Bridge Loans

Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.

Rental Loans

Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.

Rental Portfolio Loans

Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.

New Construction Loans

Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.

Ready to Take the Next Step?

Submitting your application is the first step toward achieving your real estate goals. Daniel is here to review your details and guide you through the process.

Submitting your application is the first step toward achieving your real estate goals. Daniel is here to review your details and guide you through the process.

Submit Your Application

Submit Your Application

Enter your property information and investment goals into our AI powered loan application.

Enter your property information and investment goals into our AI powered loan application.

Receive a Free Quote

Receive a Free Quote

Our AI-powered system analyzes your details to provide real-time pricing and customized loan options immediately.

Our AI-powered system analyzes your details to provide real-time pricing and customized loan options immediately.

Secure Your Funding Quickly

Secure Your Funding Quickly

Enjoy a seamless closing process designed to get you funded on time.

Enjoy a seamless closing process designed to get you funded on time.

Let’s Connect.

Have a deal to discuss? A question about funding? Looking to partner? We’d love to hear from you.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.