About Us

It’s not just about capital.
It’s about control.

Real estate investors don’t just need funding—they need freedom. The freedom to move fast, grow strategically, and build long-term wealth. Because when you’re in control of your capital, you’re in control of your future.

How Xoan Works

How Xoan Works

How Xoan Works

One platform.
Every real estate loan scenario.

Lending Nationwide.
Backing Your Vision Everywhere.

Lending Nationwide.
Backing Your Vision Everywhere.

We’ve partnered with top financial institutions and private lenders across the U.S., bringing them under one roof. As a hybrid correspondent lender, Xoan offers tailored real estate investment loans for nearly any strategy—fix and flip, rental, DSCR, bridge, new construction, or portfolio.

Top-tier
Lending Network

Top-tier Lending Network

Get access to the most competitive real estate loan products on the market.

Custom
Loan Structures

Custom Loan Structures

Each deal is structured to support your investment goals and exit strategy.

Each deal is structured to support your investment goals and exit strategy.

All
Asset Classes

All Asset Classes

From single-family homes to multifamily and mixed-use—we fund it all.

From single-family homes to multifamily and mixed-use—we fund it all.

Our Mission

Our Mission

Our Mission

To render all real estate entrepreneurs on Earth financially free.

To render all real estate entrepreneurs on Earth financially free.

To render all real estate entrepreneurs on Earth financially free.

—Xoan Capital

Headquarters

Headquarters

Headquarters

Headquartered in
Lake Tahoe.

885 Tahoe Blvd #54


Incline Village, NV 89451

(833) 446-2001

Let’s Connect.

Have a deal to discuss? A question about funding? Looking to partner? We’d love to hear from you.

Your Questions—
Answered.

What is hard money and how does it help real estate investors?

Why do real estate investors use hard money loans?

What are your minimum and maximum loan amounts?

What credit score do I need to qualify?

Who can apply for a loan with Xoan Capital?

What types of loans does Xoan offer?

What types of properties does Xoan offer financing for?

What loan terms and leverage does Xoan offer for fix-and-flip projects?

What loan terms and leverage does Xoan offer on rental DSCR loans?

How quickly can you close?

Will I qualify for a Xoan loan?

Can I get pre-approved?

What is hard money and how does it help real estate investors?

Why do real estate investors use hard money loans?

What are your minimum and maximum loan amounts?

What credit score do I need to qualify?

Who can apply for a loan with Xoan Capital?

What types of loans does Xoan offer?

What types of properties does Xoan offer financing for?

What loan terms and leverage does Xoan offer for fix-and-flip projects?

What loan terms and leverage does Xoan offer on rental DSCR loans?

How quickly can you close?

Will I qualify for a Xoan loan?

Can I get pre-approved?

What is hard money and how does it help real estate investors?

Why do real estate investors use hard money loans?

What are your minimum and maximum loan amounts?

What credit score do I need to qualify?

Who can apply for a loan with Xoan Capital?

What types of loans does Xoan offer?

What types of properties does Xoan offer financing for?

What loan terms and leverage does Xoan offer for fix-and-flip projects?

What loan terms and leverage does Xoan offer on rental DSCR loans?

How quickly can you close?

Will I qualify for a Xoan loan?

Can I get pre-approved?

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.