New Construction Loans

Build from the ground up—with confidence

Flexible financing for new construction projects, designed for real estate investors, builders, and developers ready to bring vision to life.

Who's it for

Who's it for

Who's it for

For builders, developers, and visionaries

Xoan’s new construction loans are made for those turning blueprints into assets—whether you’re building one home or an entire community.

Custom home builders

Finance your next single-family, duplex, or infill project with reliable capital and smooth draw management.

Infill and spec developers

Leverage flexible terms, staged funding, and a team that understands timing, permitting, and resale strategies.

Leverage flexible terms, staged funding, and a team that understands timing, permitting, and resale strategies.

Long-term investors building to rent or sell

Whether you're planning to hold or exit after construction, we structure the loan around your strategy—then help you refinance or sell when you're ready.

Whether you're planning to hold or exit after construction, we structure the loan around your strategy—then help you refinance or sell when you're ready.

We don’t just finance projects. We empower progress.

Xoan brings the nation’s best capital sources together—under one modern platform—so you can fund smarter, build faster, and grow with confidence. From land acquisition to final inspections, we’re with you every step of the way.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.