Bharath Kumar

Bharath Kumar

Bharath Kumar

Your Trusted Partner in Real Estate Success

Your Trusted Partner in Real Estate Success

Your Trusted Partner in Real Estate Success

With nearly a decade of experience in private capital lending and real estate investment, Daniel is a relationship-driven professional dedicated to helping his clients achieve lasting success. His mission goes beyond closing loans; it’s about building partnerships and empowering investors with sound advice, streamlined processes and the best possible terms on every deal. Outside of work, Daniel enjoys paddle boarding, live music, and exploring the outdoors with his dog, Sukhi.

(945) 304-0902

daniel@ix.finance

Loan Types

Loans designed for

the way you invest.

Fix and Flip Loans

Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.

Bridge Loans

Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.

Rental Loans

Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.

Rental Portfolio Loans

Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.

New Construction Loans

Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.

Loan Types

Loans designed for

the way you invest.

Fix and Flip Loans

Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.

Bridge Loans

Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.

Rental Loans

Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.

Rental Portfolio Loans

Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.

New Construction Loans

Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.

Loan Types

Loans designed for

the way you invest.

Fix and Flip Loans

Finance up to 90% of the purchase price and 100% of renovation costs. Designed for investors looking to buy, rehab, and sell residential or small multifamily properties quickly—with speed, flexibility, and minimal friction.

Bridge Loans

Ideal for properties in between stages—whether you're seasoning a rental, waiting for permanent financing, or repositioning an asset. Close fast with interest-only payments and up to 24-month terms.

Rental Loans

Fixed-rate options with up to 30-year terms. Designed for stabilized, cash-flowing properties. Great for refinancing or acquiring single-family or 1–4 unit rentals in any U.S. market.

Rental Portfolio Loans

Flexible draws and competitive rates for ground-up residential, mixed-use, or multifamily projects. Tailored for builders and developers with a track record or vision to scale.

New Construction Loans

Finance 5+ rental properties under a single, streamlined loan. Ideal for investors scaling across markets or managing high-performing portfolios. Enjoy simplified payments and better terms.

Ready to Take the Next Step?

Submitting your application is the first step toward achieving your real estate goals. Daniel is here to review your details and guide you through the process.

Submitting your application is the first step toward achieving your real estate goals. Daniel is here to review your details and guide you through the process.

Submit Your Application

Submit Your Application

Enter your property information and investment goals into our AI powered loan application.

Enter your property information and investment goals into our AI powered loan application.

Receive a Free Quote

Receive a Free Quote

Our AI-powered system analyzes your details to provide real-time pricing and customized loan options immediately.

Our AI-powered system analyzes your details to provide real-time pricing and customized loan options immediately.

Secure Your Funding Quickly

Secure Your Funding Quickly

Enjoy a seamless closing process designed to get you funded on time.

Enjoy a seamless closing process designed to get you funded on time.

Let’s Connect.

Have a deal to discuss? A question about funding? Looking to partner? We’d love to hear from you.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Xoan Inc. reserves the right to amend rates and guidelines.

© 2025 Xoan Inc. All Rights Reserved.